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Terms Of Use

Privacy Policy

This policy governs the manner in which MUSA collects, uses, and discloses information collected from ‘Users’ of, applied to the ‘Site’ and all products and services offered by MUSA.


Our Site may use ‘cookies’ to enhance User experience. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If cookies are blocked, note that some parts of the Site may not function as designed.

Personal identification information

Users may visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Site or marketing platforms, including social media.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilised and other similar information.

How we use collected information

We collect and use Users personal information for the following purposes:

1. To personalise user experience
2. To improve our Site
3. To process transactions
4. To administer promotions, contests, surveys, or other Site features

We may send Users information they agreed to receive about topics we think will be of interest to them.

Sharing of personal information

We will not sell, trade, or rent User information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for business development purposes.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. This privacy policy does not cover the content, links, or practices presented and employed by any third party website


Ads appearing on our site may be delivered to Users by advertising partners who may set cookies, which may allow ad networks to deliver targeted advertisements that might be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Changes to this privacy policy

We have the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using the Site, you signify your acceptance of this policy. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.


Terms & Conditions

The Terms & Conditions contained in this section shall govern your use of this ‘Site’, including all pages within this website. By using this Site, you accept all terms and conditions contained herein in full. These Terms will be governed by and construed in accordance with the laws of the Republic of Singapore.


In these Terms And Conditions, MUSA ‘Content” shall refer to any text, images, audio, video, or other material displayed, or submitted, on this Site. If you choose to submit Content to the website, it must be your own and not infringe on any third party’s rights. We reserve the right to remove any of your Content from this Site at any time, and for any reason, without notice.

With respect to MUSA Content, by displaying it, we have the right to a non-exclusive, worldwide, irrevocable, royalty-free, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Intellectual Property Rights

Other than content you own, which you may have opted to include (“Submitted”) on this Website, under these Terms, MUSA or the relevant third party content owner own all rights to the intellectual property and material contained in this Site, and all such rights are reserved.

Refunds & Cancellation

You may cancel your account, if any, at any time. We do not offer any refunds for cancellation, and depending on when you initiate your cancellation, you may have access to your account and paid services until the term lapses. MUSA retains the right to suspend or cancel memberships and not issue a refund when appropriate.


We have taken appropriate steps to ensure the safety of the Site and the users. However, we cannot guarantee that unauthorised third parties will never be able to gain access to our servers or database. You acknowledge that you provide your personal information at your own risk.

Limitation of liability

In no event shall MUSA nor any of its directors and employees be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and MUSA.


You hereby indemnify to the fullest extent MUSA from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

Variation of Terms

We are permitted to revise these Terms at any time as we see fit. By using this Website, you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Site.


We shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent.


Last updated on 16 September 2018